Business Loan

To start or develop your business, to buy goods or to increase your business turnover or even to renovate your rented business premises.

Loan amount

  • The loan amount depends on the needs of your business.
  • The minimum loan amount varies depending on the plan of your choice as follows:

                - €5,000 for plans with a floating interest rate

                - €7,000 for plans with a fixed interest rate

                - €20,000 for a plan for the purchase of goodwill or for the renovation of business premises that are not owned by you


The pricing of the loan varies depending on the security. For example, if you offer a mortgage on a property you will benefit from a lower interest rate than if only personal guarantees are provided.

Choice of interest rate

  • Fixed rate for 3 or 5 years; thereafter the interest rate fluctuates.
  • Fluctuating interest rate for the whole of the loan term.

Find out more on our current interest rates   here

Minimum repayment term

  • Eight (8) years for plans with a fixed interest rate
  • One (1) year for plans with a floating interest rate

Maximum repayment term

  • Twelve (12) years
  • Eight (8) years if the security is a personal guarantee.

Grace period

You are able to pay a very low instalment, equal to the interest amount, for a period of up to 12 months.  


Restart Business Loan Interest rate subsidy of up to 3.50% by the Ministry of Finance, for working capital, business premises, or investments within the Republic of Cyprus. Learn more
Need more information?
  • 800.00.800
  • Calling from abroad +357 22128000
  • Service hours
  • Monday to Friday, 07:45 until 18:00
  • Saturday and Sunday 09:00 - 17:00
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