Personal needs

There is always a solution for personal or family needs –whether unexpected or not


Up to 10 years

Loan amount

Up to €10.000

Apply through 1bank

0,25% discount on the interest rate

The product is offered to permanent residents of Cyprus only. If you are not a permanent resident of Cyprus for the last 5 years, call in at any of our Bank of Cyprus branches to find out about your options.

  • Loan amount up to €10.000 if the loan is secured with personal guarantees.  Higher amount can be offered if mortgage on a property is provided.  For more information ccontact any Relationship Officer at our branches.
  • Maximum repayment: 10 years 

Withdrawal rights:

  • Within 5 business days of the date of conclusion of the agreement, when the facility is secured with mortgage on a house
  • Within 14 calendar days of the date of its conclusion of the agreement, when the facility is secured with personal guarantees

Find out more on our current interest rates here


Τhe Bank reserves the right to reject any application at its sole discretion and withdraw any plan at any time. If you do not make regular installment payments according to your loan repayment schedule, you may lose your house. There are charges for early loan repayment. In case of variable interest rates, the installment amount and total cost of the facility may increase or decrease depending on variations in the base rate. 

  • Loan pricing is determined by the collateral offered
  • Lower interest rate when mortgage on a property is provided .
Installment Calculator Use our calculator to get an indication on the installment, interest and total cost of your loan. Calculate here
Need more information?
  • 800.00.800
  • Calling from abroad +357 22128000
  • Service hours
  • Monday to Friday, 07:45 until 18:00
  • Saturday and Sunday 09:00 - 17:00
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