Loan solutions for covering the cost of studying in Cyprus and abroad




Up to 20 years


  • Rewarding students with top grades
  • Repayment after the completion of studies
  • No initial bank fees
  • Maximum amount: €90.000 per child
  • Maximum duration: 20 years
  • Variable interest rate depending on your collateral
  • Repayment in equal monthly installments

What it covers

  • Tuition fees (kindergartens, private primary and secondary schools, colleges, universities)
  • Books, uniforms, study and research preparation costs
  • Transportation
  • Living expenses (rents, home equipment, monthly expenses and pocket money).

Withdrawal rights

  • Within 5 business days of the date of conclusion of the agreement, when the facility is secured with mortgage on a house
  • Within 14 calendar days of the date of its conclusion of the agreement, when the facility is secured with personal guarantees

Find out more on our current interest rates here.


Τhe Bank reserves the right to reject any application at its sole discretion and withdraw any plan at any time. If you do not make regular installment payments according to your loan repayment schedule, you may lose your house. There are charges for early loan repayment. In case of variable interest rates, the installment amount and total cost of the facility may increase or decrease depending on variations in the base rate. 

  • Ability to cover your financing needs by taking a smaller loan and offering a smaller collateral. The loan amount is determined according to your payments plan (tuition and other expenses) and the installment amount you wish to pay.
  • Repayment between 1 and 10 years after the completion of studies
  • Gradual increase in the installment amount and ability to set different monthly installments for different periods
  • No initial bank fees

Rewarding top students

We reward students who earn top grades at the end of the academic year. The reward is equivalent to a 0,25% reduction in the pricing of the loan for one year.

If a student, upon completion of their studies, also obtains a final top grade, then the reduced pricing will apply for the entire duration of the loan.

The reduction in pricing applies only when all necessary certificates/evidence are presented.

Need more information?
  • 800.00.800
  • Calling from abroad +357 22128000
  • Service hours
  • Monday to Friday, 07:45 until 18:00
  • Saturday and Sunday 09:00 - 17:00
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