Relax
It covers the costs of educating your child, all the way from kindergarten to university
Interest
Fixed, low interest rate for 3 yearsDuration
Up to 20 yearsBenefits
- Fixed, low interest rate for 3 years
- Grace Period on capital
- No initial bank fees
Apply through 1bank
0,25% discount on the interest rate- Maximum amount: €90.000 per child
- Suitable for parents and/or working students
- Maximum duration: 20 years
- Repayment in equal monthly installments
What it covers
- Tuition fees (kindergartens, private primary and secondary schools, colleges, universities)
- Books, uniforms, study and research preparation costs
- Transportation
- Living expenses (rents, home equipment, monthly expenses and pocket money).
Withdrawal rights
- Within 5 business days of the date of conclusion of the agreement, when the facility is secured with mortgage on a house
- Within 14 calendar days of the date of its conclusion of the agreement, when the facility is secured with personal guarantees
Find out more on our current interest rates here.
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Warning: The Bank reserves the right to reject any application at its sole discretion and withdraw any plan at any time. If you do not make regular installment payments according to your loan repayment schedule, you may lose your house. There are charges for early loan repayment. In case of variable interest rates, the installment amount and total cost of the facility may increase or decrease depending on variations in the base rate. |
- Fixed, low interest rate for 3 years and then variable for the remainder of the loan
- Grace period of up to 4 years for the repayment of capital (payment of interest only)
- No initial bank fees
Rewarding top students
We reward students who earn top grades at the end of the academic year. The reward is equivalent to a 0,25% reduction in the pricing of the loan for one year.
If a student, upon completion of their studies, also obtains a final top grade, then the reduced pricing will apply for the entire duration of the loan.
The reduction in pricing applies only when all necessary certificates/evidence are presented.
- 800.00.800
- Calling from abroad +357 22128000
- Service hours
- Monday to Friday, 07:45 until 18:00
- Saturday and Sunday 09:00 - 17:00