Revolving student loan

Let your studies be carefree with money in hand 

  • Up to 20 years repayment period

    Loan duration cannot exceed 20 years with an option to pay smaller installment while studying.

  • Top grade rewards

    Students achieving a top grade at the end of the academic year are rewarded with 0.25% discount on the interest rate for a year.

  • No initial bank fees

    There are no initial bank charges.

More information

    • Parents wishing to cover the costs for educating their child, from kindergartens all the way to the university.
    • Working students who want to finance their studies on their own.
    • Tuition fees (kindergartens, private primary and secondary schools, colleges, universities)
    • Books, uniforms, project preparation and research costs
    • Transportation
    • Living expenses (rents, home equipment, monthly expenses and pocket money).
  • Maximum loan amount €90,000 per child. The loan amount is determined by tuition payment plan, other expenses and the amount of installment you wish to pay.

    You also have the option for gradual installment increase and to determine different monthly installments for different periods.

  • A student securing an “excellent” grade at the end of the academic year are rewarded with 0.25% interest rate discount for a year. If the student finishes his studies with an “excellent” final grade the discounted interest rate applies to the remaining duration of the loan. The discount is offered only upon presentation of the necessary certificates.

  • You have the right to withdraw from the agreement:

    • Within 5 business days from the date of its conclusion, when the facility is secured with a mortgage on a house
    • Within 14 calendar days from the date of the agreement conclusion when the facility is secured with personal guarantees.
  • Learn more on our interest rates here.


The Bank reserves the right to reject any application at its sole discretion and withdraw any plan at any time. If you do not make regular installment payments according to your loan repayment schedule, you may lose your house. There are charges for early loan repayment. In case of variable interest rates, the installment amount and total cost of the facility may increase or decrease depending on variations in the base rate.


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