To start or develop your business, to buy goods or to increase your business turnover or even to renovate your rented business premises.
- The loan amount depends on the needs of your business.
- The minimum loan amount varies depending on the plan of your choice as follows:
- €5,000 for plans with a floating interest rate
- €7,000 for plans with a fixed interest rate
- €20,000 for a plan for the purchase of goodwill or for the renovation of business premises that are not owned by you
The pricing of the loan varies depending on the security. For example, if you offer a mortgage on a property you will benefit from a lower interest rate than if only personal guarantees are provided.
Choice of interest rate
- Fixed rate for 3 or 5 years; thereafter the interest rate fluctuates.
- Fluctuating interest rate for the whole of the loan term.
For the fluctuating interest rate, you can choose the Bank Base Rate for home loans or the Euribor 6m.
Find out more on our current interest rates here
Minimum repayment term
- Eight (8) years for plans with a fixed interest rate
- One (1) year for plans with a floating interest rate
Maximum repayment term
- Twelve (12) years
- Eight (8) years if the security is a personal guarantee.
You are able to pay a very low instalment, equal to the interest, depending on the security:
- Up to 12 months with a loan with personal guarantees
- Up to 24 months with a loan with a mortgage on a property